ZIP 21864 Foreclosure, Tax-Lien & Distress Report
Worcester County, Maryland · High Vacancy market
Composite property distress in 21864 (Worcester County, Maryland) lands at 24/100 — low on DLRadar's public-record scoring. Its heaviest discrete signals: construction/permit lag (87/100), structural risk (56/100), mortgage stress (17/100). By contrast, mortgage stress (17/100) and institutional ownership (16/100) register low. The split runs 56/100 structural to 5/100 active on the ground. Environmental exposure also runs high (flood (NFIP) exposure (71/100), climate & FEMA risk (68/100)).
The peak-phase market in 21864 posted values that rose 1.6% over the year (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
At $87,717, median income runs above typical U.S. levels. Rent burden reaches 44% of tenant households. Roughly 1.6% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 27/100. Around 5% of adults hold a bachelor's degree or higher. Home values center near $163,500, an affordability ratio of 2.0× — accessible. Vacancy runs 21.5%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 84% owner-occupied to 16% rented. About 667 people live here, median age 43. There are about 311 housing units across 21864.
Net-net, 21864 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 21864 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 21864's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 21864 shows as blanks, never estimates, and the score updates on every fresh public filing.
21864's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 21864 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 21864
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 21864 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 21864, drawn from the same report attached to each property.
Worcester County ZIPs near 21864
Related reports across Worcester County, Maryland
Additional distress intelligence spanning Worcester County, Maryland by ZIP, county and state.
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