ZIP 21851 Property Distress & Foreclosure Data

In Worcester County, Maryland, ZIP 21851 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (83/100), structural risk (55/100), mortgage stress (17/100). By contrast, mortgage stress (17/100) and institutional ownership (17/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (74/100), climate & FEMA risk (66/100). On the structural side it scores 55/100, with 5/100 of stress already active.

The market reads peak — home values rose 3.6% year on year, and 25% higher over three years (phase confidence 37/100). Topping markets hide individual distress behind strong averages.

At $50,847, median income runs below typical U.S. levels. 65% of housing is owner-occupied. The poverty rate is 9.8%. The ZIP holds roughly 3,644 housing units. Around 39% of renters are cost-burdened. About 7,252 people live here, median age 44. The demographic-stress sub-score lands at 32/100. The typical home is worth about $206,700 (3.7× income, relatively affordable). Around 20% of adults hold a bachelor's degree or higher. The vacancy rate is 12.4% — elevated.

Net-net, 21851 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.