ZIP 21817 Property Distress & Foreclosure Data

Composite property distress in 21817 (Somerset County, Maryland) lands at 21/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (60/100), structural risk (48/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (11/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (83/100). The latent-versus-live split is 48/100 structural and 3/100 already moving.

Prices here sit in a expansion phase: values rose 6.9% over the trailing year, and 28% higher over three years (phase confidence 57/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 22% have a four-year degree. Around 25% of renters are cost-burdened. Roughly 15.7% live below the poverty line. On demographic stress specifically, 21817 scores 30/100. Households earn a median $53,139 — below the roughly $78,000 national figure. A median home runs $161,000 here, or 3.0 times local income. The vacancy rate is 26.2% — elevated. The tenure split is 69% owner-occupied to 31% rented. The ZIP holds roughly 2,554 housing units. 4,102 residents call 21817 home, typically aged 46.

Taken together, 21817 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.