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ZIP 21890 Foreclosure, Tax-Lien & Distress Report

Somerset County, Maryland · Distress market

Scored purely from public records, 21890 (Somerset County, Maryland) returns a low composite of 25/100. Structurally it carries 58/100, against 0/100 of stress already in motion. Environmental exposure also runs high (flood (NFIP) exposure (83/100)). Its heaviest discrete signals: construction/permit lag (100/100), structural risk (58/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100).

Prices here sit in a peak phase: values rose 2.7% over the trailing year, 1.3% off the recent peak, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 98/100. About 3,248 people live here, median age 35. About 2% have a four-year degree.

On balance 21890 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 21890 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 21890 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 21890 can be compared directly against any other ZIP in Somerset County, Maryland or nationwide. Sparse data for 21890 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 21890 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. In workflow terms, 21890 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

25/100
Composite stress
58/100
Structural risk
0/100
Distress activity

ZIP 21890 distress signals, scored

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk57
Another 9 scored dimensions sit behind 21890

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 21890 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 21890, the same set carried on every parcel.

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Every distressed parcel in 21890 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Deterministic scoring, sourced entirely from public data · methodology

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