ZIP 21871 Property Distress & Foreclosure Data

Composite property distress in 21871 (Somerset County, Maryland) lands at 21/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (83/100). The latent-versus-live split is 48/100 structural and 3/100 already moving. The sharpest non-environmental signals are construction/permit lag (60/100), structural risk (48/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (11/100) stay muted.

Prices here sit in a expansion phase: values rose 6.9% over the trailing year, and 63% higher over three years (phase confidence 57/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 13.9% — elevated. Roughly 10.0% live below the poverty line. Households earn a median $52,064 — below the roughly $78,000 national figure. About 21% have a four-year degree. A median home runs $185,900 here, or 3.9 times local income. The tenure split is 89% owner-occupied to 11% rented. On demographic stress specifically, 21871 scores 35/100. 1,635 residents call 21871 home, typically aged 58. Around 70% of renters are cost-burdened. The ZIP holds roughly 945 housing units.

Taken together, 21871 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.