ZIP 21871 Foreclosure, Tax-Lien & Distress Report
Somerset County, Maryland · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 21871 in Somerset County, Maryland comes in at 25, a low composite-distress reading. Climate and flood risk are elevated too — flood (NFIP) exposure (83/100). Latent structural risk is 58/100 while live distress already moving reads 3/100. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (58/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (11/100) register low.
Prices here sit in a peak phase: values rose 2.7% over the trailing year, 1.3% off the recent peak, and 63% higher over three years, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.
Vacancy runs 13.9%, above the national norm and a classic distress-and-opportunity signal. Roughly 10.0% live below the poverty line. At $52,064, median income runs below typical U.S. levels. About 21% have a four-year degree. Home values center near $185,900, an affordability ratio of 3.9× — accessible. Owners hold 89% of homes, renters 11%. On demographic stress specifically, 21871 scores 35/100. 1,635 residents call 21871 home, typically aged 58. Around 70% of renters are cost-burdened. The ZIP holds roughly 945 housing units.
On the whole, 21871 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 21871 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The 21871 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 21871 stays directly comparable to neighboring ZIPs and the rest of Somerset County, Maryland. Sparse data for 21871 shows as blanks, never estimates, and the score updates on every fresh public filing.
21871's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 21871 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 21871
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 21871 by the numbers
The live 21871 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Somerset County ZIP reports
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