ZIP 21853 Foreclosure, Tax-Lien & Distress Report
Somerset County, Maryland · High Vacancy market
ZIP 21853's composite property-distress score is 25/100 - DLRadar classes that as low for Somerset County, Maryland. Its standout signals are construction/permit lag (100/100), structural risk (58/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (11/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (82/100). Structural exposure scores 58 and live distress 3 on the 0–100 scale.
The market reads peak — home values rose 2.7% year on year, 1.3% off the recent peak, and 14% higher over three years, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.
At $51,710, median income runs below typical U.S. levels. Around 61% of renters are cost-burdened. The ZIP holds roughly 4,806 housing units. The vacancy rate is 23.6% — elevated. On demographic stress specifically, 21853 scores 40/100. Home values center near $208,300, an affordability ratio of 3.2× — accessible. Around 22% of adults hold a bachelor's degree or higher. The tenure split is 55% owner-occupied to 46% rented. 27.6% of residents fall below the poverty threshold. Population is roughly 11,161 with a median age of 32.
Net-net, 21853 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 21853 is not published yet -- the ZIP-level readings above remain fully sourced.
Whether 21853 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 21853 can be compared directly against any other ZIP in Somerset County, Maryland or nationwide. Sparse data for 21853 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 21853 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. In workflow terms, 21853 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 21853’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 21853 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 21853, the same set carried on every parcel.
Nearby ZIPs in Somerset County
Nearest ZIP codes to 21853
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Somerset County, Maryland at ZIP, county and state level.
Unlock the full ZIP 21853 acquisition report
Every distressed parcel in 21853 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology