ZIP 21853 Property Distress & Foreclosure Data

Composite property distress in 21853 (Somerset County, Maryland) lands at 21/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (60/100), structural risk (48/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (11/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (83/100). The latent-versus-live split is 48/100 structural and 3/100 already moving.

Prices here sit in a expansion phase: values rose 6.9% over the trailing year, and 14% higher over three years (phase confidence 57/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $51,710 — below the roughly $78,000 national figure. Around 61% of renters are cost-burdened. The ZIP holds roughly 4,806 housing units. The vacancy rate is 23.6% — elevated. On demographic stress specifically, 21853 scores 40/100. A median home runs $208,300 here, or 3.2 times local income. About 22% have a four-year degree. The tenure split is 55% owner-occupied to 46% rented. Roughly 27.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 11,161 residents call 21853 home, typically aged 32.

Taken together, 21853 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.