ZIP 21826 Foreclosure, Tax-Lien & Distress Report

Wicomico County, Maryland's ZIP 21826 registers 20/100 composite distress, which DLRadar reads as low. Its standout signals are construction/permit lag (54/100), structural risk (46/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. Structurally it carries 46/100, against 2/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (67/100), climate & FEMA risk (64/100).

The market reads peak — home values rose 2.7% year on year, 1.3% off the recent peak, and 9% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Median household income is $63,472, below the U.S. median near $78,000. The demographic-stress sub-score lands at 32/100. Vacancy runs 7.4%. Educational attainment sits at 39% bachelor's-or-above. Around 51% of renters are cost-burdened. There are about 2,044 housing units across 21826. Roughly 15.5% live below the poverty line. Home values center near $223,100, an affordability ratio of 3.3× — accessible. Population is roughly 5,656 with a median age of 32. The tenure split is 64% owner-occupied to 36% rented.

Overall, 21826 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 21826 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. 21826 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 21826's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 21826 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.