ZIP 21849 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 21849 (Wicomico County, Maryland) at a low 20/100 for overall property distress. Structural exposure scores 46 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (67/100), climate & FEMA risk (64/100). Its standout signals are construction/permit lag (54/100), structural risk (46/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted.

The market reads peak — home values rose 2.7% year on year, 1.3% off the recent peak, and 18% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

A median home runs $249,200 here, or 3.1 times local income. At $74,966, median income runs near typical U.S. levels. There are about 1,569 housing units across 21849. Roughly 12.6% live below the poverty line. 73% of housing is owner-occupied. The demographic-stress sub-score lands at 29/100. Population is roughly 3,845 with a median age of 41. Educational attainment sits at 25% bachelor's-or-above. Vacancy runs 13.3%, above the national norm and a classic distress-and-opportunity signal. Around 30% of renters are cost-burdened.

Net-net, 21849 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 21849 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 21849's 20/100 can be lined up against any neighbor in Wicomico County, Maryland or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 21849 reflects the current record instead of a stale or modeled snapshot.

The 20/100 figure for 21849 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 21849 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.