ZIP 21863 Foreclosure, Tax-Lien & Distress Report

Worcester County, Maryland's ZIP 21863 registers 24/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (71/100), climate & FEMA risk (68/100)). Property-level stress concentrates in construction/permit lag (87/100), structural risk (56/100), mortgage stress (17/100). By contrast, mortgage stress (17/100) and institutional ownership (16/100) register low. Latent structural risk is 56/100 while live distress already moving reads 5/100.

The peak-phase market in 21863 posted values that rose 1.6% over the year, and 20% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 2,289 housing units. 75% of housing is owner-occupied. Population is roughly 5,202 with a median age of 38. Roughly 14.2% live below the poverty line. Households earn a median $71,250 — near the roughly $78,000 national figure. The vacancy rate is 8.9%. Around 49% of renters are cost-burdened. Educational attainment sits at 26% bachelor's-or-above. A median home runs $263,600 here, or 3.5 times local income. DLRadar's demographic-stress index for the area reads 32/100.

Overall, 21863 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 21863 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 21863 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 21863 stays directly comparable to neighboring ZIPs and the rest of Worcester County, Maryland. 21863 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

21863's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 21863 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.