ZIP 21863 Property Distress & Foreclosure Data

Worcester County, Maryland's ZIP 21863 registers 24/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (71/100), climate & FEMA risk (68/100). The most distinctive pressure shows up in construction/permit lag (84/100), structural risk (55/100), mortgage stress (17/100). By contrast, mortgage stress (17/100) and institutional ownership (16/100) register low. Structural risk reads 55/100 against active distress of 5/100.

The market reads peak — home values rose 2.8% year on year, and 20% higher over three years, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 2,289 housing units across 21863. 75% of housing is owner-occupied. About 5,202 people live here, median age 38. The poverty rate is 14.2%. At $71,250, median income runs near typical U.S. levels. Vacancy runs 8.9%. Rent burden reaches 49% of tenant households. Around 26% of adults hold a bachelor's degree or higher. The typical home is worth about $263,600 (3.5× income, relatively affordable). The demographic-stress sub-score lands at 32/100.

Net-net, 21863 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.