ZIP 21813 Property Distress & Foreclosure Data

Worcester County, Maryland's ZIP 21813 registers 24/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (71/100), climate & FEMA risk (68/100)). The latent-versus-live split is 55/100 structural and 5/100 already moving. The most distinctive pressure shows up in construction/permit lag (84/100), structural risk (55/100), mortgage stress (17/100). On the quiet end sit mortgage stress (17/100) and institutional ownership (16/100).

The peak-phase market in 21813 posted values that rose 2.8% over the year, and 31% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 12% of renters are cost-burdened. The ZIP holds roughly 1,697 housing units. DLRadar's demographic-stress index for the area reads 31/100. Educational attainment sits at 23% bachelor's-or-above. Median household income is $102,332, above the U.S. median near $78,000. Owners hold 82% of homes, renters 18%. 4.1% of residents fall below the poverty threshold. Population is roughly 2,936 with a median age of 55. Home values center near $628,000, an affordability ratio of 5.5×. The vacancy rate is 17.6% — elevated.

On the whole, 21813 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.