ZIP 21811 Property Distress & Foreclosure Data

DLRadar grades ZIP 21811 (Worcester County, Maryland) at a low 24/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (71/100), climate & FEMA risk (68/100). On the structural side it scores 55/100, with 5/100 of stress already active. Property-level stress concentrates in construction/permit lag (84/100), structural risk (55/100), mortgage stress (17/100). mortgage stress (17/100) and institutional ownership (16/100) stay muted.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 24% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 81% owner-occupied to 19% rented. 24,263 residents call 21811 home, typically aged 55. Roughly 7.2% live below the poverty line, a low share typical of higher-equity areas. About 36% have a four-year degree. Households earn a median $91,293 — above the roughly $78,000 national figure. On demographic stress specifically, 21811 scores 31/100. Around 41% of renters are cost-burdened. The ZIP holds roughly 15,491 housing units. The vacancy rate is 30.7% — elevated. A median home runs $388,900 here, or 4.0 times local income.

Taken together, 21811 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.