Worcester County, MD: Foreclosures, Tax Liens & Distressed Properties

Worcester County, MD, Maryland: 12 ZIP codes scored, Worcester County, MD averaging 23/100 (low, Worcester, MD), from 20 to 23. Worcester County, MD is in its peak phase (Worcester, MD confidence 20/100): Worcester, MD home prices up 1.6% (Worcester, MD) over twelve months. Worcester County, MD lender headwind: 30/100.

Highest-scoring Worcester County, MD ZIPs: 21811 (23/100), 21813 (23/100), 21829 (23/100), 21841 (23/100), 21842 (23/100), 21851 (23/100). Also scored in Worcester County, MD: 21862, 21863, 21864, 21872, 21822, 21804.

Across Worcester County, MD's scored ZIPs: median home value $333,364, household income $75,434, 19.8% vacancy, 7.8% poverty, 70% owner-occupied, median age 44.7.

Worcester County, MD insurance distress 23/100 (#2,004 in the US); FEMA hazard 0/100 for Worcester, MD; 2 federal disaster declarations in Worcester County, MD since 2023; 13 Worcester, MD NFIP flood claims, $43K paid; Worcester, MD construction distress 79/100.

13 banks with 31 branches lend in Worcester County, MD; Worcester, MD weighted bank stress 55/100, highest 71/100 in Worcester, MD.

Worcester County, MD unemployment 3.4% (Worcester, MD -5.6 pts, six months); 211 new housing units permitted in Worcester County, MD over twelve months, Worcester, MD down 30% from 301; Worcester, MD home prices +11.5% a year (Worcester, MD) over three years.

56,867 housing units in Worcester County, MD; 5,541 Worcester, MD renter households; 47% of Worcester, MD renters spend 30%+ of income on rent, 23% (Worcester, MD) half or more.

Worcester County, MD ranks #662 nationally on the opportunity index (Worcester, MD, among all ranked counties); Worcester, MD scores 32.6/100 and Worcester, MD sits #3 inside Maryland. Worcester, MD is in the watchlist opportunity phase; Worcester, MD's primary driver is vacancy, Worcester, MD second driver construction; Worcester, MD moved up 105 places. 18 short-sale listings across Worcester, MD; 70 days on market observed in Worcester, MD; 31.8% vacancy over 12 Worcester, MD ZIPs.

No CFPB county sample covers Worcester County, MD. The state reading for Worcester, MD: 1.1% ninety-plus days late; Worcester, MD's thirty-to-eighty-nine share is 2.3% (Worcester, MD, December 2025 data).

Worcester County, MD has 6 watched banks; 6 Worcester, MD banks sit in an elevated band. Worcester, MD footprints: Calvin B Taylor Bk Berlin Md (8 branches, stress 51) in Worcester, MD; Bank Of Ocean City (4 branches, stress 60) in Worcester, MD; First Shore Fs&La (3 branches, stress 50) in Worcester, MD.

HUD lists 3 assisted multifamily properties in Worcester County, MD with 150 units; 20 Worcester, MD units are assisted, 1 Worcester, MD properties under project-based Section 8.

32,731 of the 56,867 housing units in Worcester, MD sit vacant. Worcester County, MD permitted 6 multifamily units in twelve months; Worcester, MD's one-to-four unit structures added 205 units in Worcester County, MD.