Worcester County, MD Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Worcester County, Maryland? DLRadar grades every Worcester County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Worcester County breakdown.
- Worcester County's most distressed ZIP is 21811 at 24/100.
- 12 ZIP codes tracked in Worcester County, averaging 24/100 distress.
- Worcester County reads peak — home values up 1.6% year over year.
- Vacancy runs 19.8% across Worcester County's tracked ZIPs, with a 7.8% poverty rate.
- The typical Worcester County home is worth about $333,364 against a ~$75,434 median income.
- Lending headwind in Worcester County sits at 30/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 21811 | 24/100 |
| 2 | 21813 | 24/100 |
| 3 | 21829 | 24/100 |
| 4 | 21841 | 24/100 |
| 5 | 21842 | 24/100 |
| 6 | 21851 | 24/100 |
| 7 | 21862 | 24/100 |
| 8 | 21863 | 24/100 |
| 9 | 21864 | 24/100 |
| 10 | 21872 | 24/100 |
| 11 | 21822 | 22/100 |
| 12 | 21804 | 21/100 |
Most distressed ZIP codes in Worcester County (composite distress 0-100, 2026)
What is driving Worcester County distress
Worcester County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 24/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Worcester County market phase and pricing
Worcester County reads peak — home prices rose 1.6% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Worcester County
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Questions and answers
Which ZIP code leads Worcester County on distress?
ZIP 21811 leads Worcester County at 24/100, recomputed monthly from public records.
Is Worcester County expanding or contracting?
Phase for Worcester County: peak, tracking a 1.6% gain year over year, read off the FHFA index.
What are the sources behind these Worcester County numbers?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 12 Worcester County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Worcester County ZIP codes?
Averaging the county conceals how uneven it is. Across the Worcester County ZIPs DLRadar ranks, scores run from 24/100 in 21811 down to 21/100 in 21804, against a Worcester County average of 24/100. That 3-point gap is why acquisition targeting in Worcester County works at ZIP level rather than county level.
What do Worcester County home values and vacancy say about distressed supply?
The typical Worcester County home carries about $333,364 of value against a median household income near $75,434. Vacancy across Worcester County's tracked ZIPs runs 19.8% and the poverty rate is 7.8%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Worcester County's foreclosure and tax-lien filings and its 30/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.