Worcester County, MD Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Worcester County, MD distress report, 2026: 12 ZIPs scored in Worcester, MD, Worcester, MD average 23/100; the top Worcester, MD ZIP is 21811 at 23/100; Worcester, MD market phase peak, Worcester, MD prices +1.6% year over year.
- Worcester, MD ranks #665 nationally (opportunity index); Worcester, MD #3 in Maryland; Worcester, MD index 32.6.
- Worcester, MD: no CFPB county sample; Worcester, MD state reading 1.1%.
- Worcester, MD ZIP phases: 12 peak.
- Worcester, MD residential listings tracked: 54 across 10 ZIPs; Worcester, MD candidate listings 25.
- Worcester, MD HUD assisted properties: 3 with 150 units.
- Worcester, MD lenders on watch: 6; largest Worcester, MD footprint Calvin B Taylor Bk Berlin Md (8 branches).
- Worcester, MD most distressed ZIP: 21811 at 23/100.
Worcester, MD figures: DLRadar distress index; Worcester, MD inputs: CFPB, FHFA, HUD, FDIC; Worcester, MD rebuilt as sources refresh.
| Rank | Worcester, MD ZIP | Score |
|---|---|---|
| 1 | 21811 | 23/100 |
| 2 | 21813 | 23/100 |
| 3 | 21829 | 23/100 |
| 4 | 21841 | 23/100 |
| 5 | 21842 | 23/100 |
| 6 | 21851 | 23/100 |
| 7 | 21862 | 23/100 |
| 8 | 21863 | 23/100 |
| 9 | 21864 | 23/100 |
| 10 | 21872 | 23/100 |
| 11 | 21822 | 21/100 |
| 12 | 21804 | 20/100 |
Most distressed Worcester, MD ZIPs (0-100, 2026)
Mortgage delinquency around Worcester, MD
No CFPB county sample covers Worcester, MD; the state reading for Worcester, MD: 1.1% ninety-plus; Worcester, MD area thirty-to-eighty-nine 2.3% (December 2025, Worcester, MD).
Opportunity index: Worcester, MD
Worcester, MD index 32.6, Worcester, MD phase watchlist; Worcester, MD primary driver vacancy, Worcester, MD second driver construction. Worcester, MD components: property stress 22.4, foreclosure pressure 23.5, listing discounts 30.8, bank stress 50.6, insurance 0.0; Worcester, MD pulse 36.6; Worcester, MD capital opportunity 26.7.
ZIP market phases inside Worcester, MD
12 Worcester, MD ZIPs carry a price-cycle phase; Worcester, MD ZIPs by phase (Worcester, MD), deepest drawdown first: peak, +2.5% YoY, 1.0% off peak (Worcester, MD): 21804; peak, +2.4% YoY, 1.0% off peak (Worcester, MD): 21822; peak, +1.8% YoY, 0.3% off peak (Worcester, MD): 21851; peak, +1.6% YoY (Worcester, MD): 21811, 21813, 21829, 21841, Worcester, MD 21842, 21862, 21863, 21864, Worcester, MD 21872.
Residential listings by Worcester, MD ZIP
Worcester, MD ZIPs with the most tracked Worcester, MD residential listings: 21811 20 listings, 13 candidates, bank pressure 56; 21842 12 listings, 3 candidates, bank pressure 56; 21851 12 listings, 4 candidates, bank pressure 56; 21863 3 listings, 2 candidates, bank pressure 56 (Worcester, MD); 21813 2 listings, 1 candidates, bank pressure 56; 21864 2 listings, 0 candidates, bank pressure 56; 21872 2 listings, 2 candidates, bank pressure 56; 21841 1 listings, 0 candidates, bank pressure 56. Worcester, MD totals: 54 listings; Worcester, MD candidates 25; active ZIPs 2.
HUD assisted housing in Worcester, MD
3 assisted properties with 150 units sit in Worcester, MD; largest Worcester, MD properties: Victoria Estates (Pocomoke) 100 units; Mallard Ridge Apts. (Berlin) 30 units; Hartley Hall Senior Housing (Pocomoke City) 20 units, 20 assisted in Worcester, MD.
Lenders with branches in Worcester, MD
Worcester, MD lenders by branch count: Calvin B Taylor Bk Berlin Md (Worcester, MD): stress 51, 8 branches low in Worcester, MD; Bank Of Ocean City (Worcester, MD): stress 60, 4 branches low in Worcester, MD; First Shore Fs&La (Worcester, MD): stress 50, 3 branches low in Worcester, MD; Shore United Bank Na (Worcester, MD): stress 61, 2 branches low in Worcester, MD; Farmers Bank Of Willards (Worcester, MD): stress 58, 2 branches low in Worcester, MD; Hebron Savings Bank (Worcester, MD): stress 47, 2 branches low in Worcester, MD.
Vacancy and permits, Worcester, MD
32,731 of 56,867 Worcester, MD housing units are vacant; Worcester, MD permits, twelve months: 6 multifamily units in Worcester, MD, 205 one-to-four unit units.
Work Worcester, MD at the parcel level
Every Worcester, MD parcel carries owner and address; every Worcester, MD parcel carries APN; Worcester, MD distress scores sit on the Worcester, MD live board.
Worcester, MD figures refresh with each source.
Worcester, MD questions
Most distressed ZIP code in Worcester County, MD?
ZIP 21811 leads Worcester, MD at 23/100; next in Worcester, MD: 21813 at 23/100; the Worcester, MD average is 23/100.
Where does Worcester County, MD rank for investment opportunity?
Worcester, MD is #665 among all ranked counties, #3 in Maryland; the Worcester, MD driver is vacancy; Worcester, MD moved up 108 places.
How many mortgages are delinquent in Worcester County, MD?
Worcester, MD takes the state reading of 1.1% for December 2025; no CFPB county sample covers Worcester, MD.
Which banks lend in Worcester County, MD?
6 watched lenders hold Worcester, MD branches; the largest Worcester, MD footprints are Calvin B Taylor Bk Berlin Md (8), Bank Of Ocean City (4), First Shore Fs&La (3).
More on Worcester, MD
Worcester County, MD distress report: public-record figures for Worcester, MD; not legal advice for Worcester, MD; not tax or investment advice; verify every Worcester, MD record before acting.