Worcester County, MD: Home-Insurance Distress & Forced-Sale Pressure
Worcester County, MD: 23/100 (low) home-insurance distress; Worcester, MD band LOW; Worcester, MD #2,004 of 3,222 counties; Worcester, MD #17 of 24 in Maryland; raw Worcester, MD 27.6; Worcester, MD coverage multiplier 0.85.
FEMA hazard, Worcester, MD: 0/100; Worcester, MD declarations, three years: 2; Worcester, MD five-year count 3 (severity 6.0); Worcester, MD ten-year 3.
Declared incidents on the Worcester, MD record: 2026 Winter Storm 3 (Worcester, MD).
NFIP claims, Worcester, MD, three years: 13; Worcester, MD payouts $43,291; per Worcester, MD claim $3,330; Worcester, MD claim-stress 69/100.
Worcester, MD monthly score fell, 24 (March 2026) to 23 (October 2026); Worcester, MD by month: March 24, April 24, May 24, June 24 (Worcester, MD), July 24, August 24, September 24, October 23.
Worcester, MD components: NFIP claims 69; Worcester, MD retreat index 23; Worcester, MD climate multiplier 0.85.
Construction distress, Worcester, MD: 79/100 as of August 2026 (Worcester, MD: 79/100 one-to-four unit, 79/100 multifamily).
Worcester, MD ZIPs, June 2026 (Worcester, MD, 12 highest): score 0 (Worcester, MD), climate 68 (Worcester, MD): 21811, 21813, 21829, 21841, Worcester, MD 21842, 21862, 21863, 21864, Worcester, MD 21872; score 0 (Worcester, MD), climate 66 (Worcester, MD): 21851; score 0 (Worcester, MD), climate 65 (Worcester, MD): 21804; score 0 (Worcester, MD), climate 63 (Worcester, MD): 21822.
DLRadar rescores Worcester, MD monthly; Worcester, MD readings join Worcester, MD foreclosure, lien and ownership parcels (Worcester, MD), so cost-squeezed Worcester, MD owners surface before listing.
Inside Maryland, Worcester County ranks 17th of 24 counties for home-insurance distress at 23/100; Calvert County (24/100) sits just above Worcester County, and Howard County (23/100) sits just below Worcester County.
Deterministic. Every Worcester County, MD signal traces to a public Worcester dataset (FEMA, NFIP, Census for Worcester, MD) · how insurance distress works in Worcester, MD · methodology
FAQ: Worcester County, MD insurance distress
What is the Worcester County, MD home-insurance-distress score?
Worcester, MD: 23/100 (LOW), #2,004 of 3,222, #17 in Maryland. FEMA hazard, Worcester, MD: 0/100; NFIP stress, Worcester, MD: 69/100; construction, Worcester, MD: 79/100; Worcester, MD rescores monthly.
Is Worcester County insurance distress getting better or worse (MD)?
Worcester, MD: 24 in March 2026; Worcester, MD: 23 in October 2026 (better); Worcester, MD NFIP claims score 69.
How many flood-insurance claims has Worcester County, MD had?
Worcester, MD: 13 NFIP claims, three years; Worcester, MD paid $43,291; per Worcester, MD claim $3,330; carriers reprice Worcester, MD against that record.
Which Worcester County ZIP codes carry the most insurance distress (MD)?
Worcester, MD, June 2026: 21811 at 0, 21813 at 0, 21829 at 0, 21841 at 0; Worcester, MD climate scores there: 68, 68, 68, 68.
Why does Worcester, MD insurance distress create sellers?
A Worcester, MD premium outruns the Worcester, MD budget; a carrier leaves Worcester, MD; Worcester, MD carrying cost passes plan; Worcester, MD owners sell while current; Worcester, MD insurance distress leads Worcester, MD foreclosure data.