Wicomico County, MD Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Wicomico County, Maryland? DLRadar grades every Wicomico County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Wicomico County breakdown.
- Wicomico County's most distressed ZIP is 21822 at 22/100.
- 16 ZIP codes tracked in Wicomico County, averaging 20/100 distress.
- Wicomico County reads peak — home values up 2.7% year over year, 1.3% off peak.
- Vacancy runs 13.4% across Wicomico County's tracked ZIPs, with a 10.8% poverty rate.
- The typical Wicomico County home is worth about $236,464 against a ~$71,389 median income.
- Lending headwind in Wicomico County sits at 24/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 21822 | 22/100 |
| 2 | 21804 | 21/100 |
| 3 | 21801 | 20/100 |
| 4 | 21810 | 20/100 |
| 5 | 21814 | 20/100 |
| 6 | 21826 | 20/100 |
| 7 | 21830 | 20/100 |
| 8 | 21837 | 20/100 |
| 9 | 21840 | 20/100 |
| 10 | 21849 | 20/100 |
| 11 | 21850 | 20/100 |
| 12 | 21856 | 20/100 |
Most distressed ZIP codes in Wicomico County (composite distress 0-100, 2026)
What is driving Wicomico County distress
Nothing here is estimated: Wicomico County is scored from filings alone, and its ZIPs average 20/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Wicomico County market phase and pricing
Wicomico County reads peak — home prices rose 2.7% over the last year and are 1.3% off their peak. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Wicomico County
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Frequently asked questions
What is the hardest-hit ZIP in Wicomico County?
ZIP 21822 leads Wicomico County at 22/100, recomputed monthly from public records.
How would you describe the Wicomico County market phase?
Phase for Wicomico County: peak, tracking a 2.7% gain year over year, read off the FHFA index.
How is the Wicomico County data sourced?
Every Wicomico County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 16 Wicomico County ZIP codes that it runs on every other U.S. county, so Wicomico County's numbers are directly comparable to any other market.
How much do distress scores vary between Wicomico County ZIP codes?
The county figure is a blend, not a description. Across the Wicomico County ZIPs DLRadar ranks, scores run from 22/100 in 21822 down to 20/100 in 21856, against a Wicomico County average of 20/100. A spread of 2 points means Wicomico County has to be worked ZIP by ZIP.
What do Wicomico County home values and vacancy say about distressed supply?
The typical Wicomico County home carries about $236,464 of value against a median household income near $71,389. Vacancy across Wicomico County's tracked ZIPs runs 13.4% and the poverty rate is 10.8%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Wicomico County's foreclosure and tax-lien filings and its 24/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.