ZIP 21869 Property Distress & Foreclosure Data

ZIP code 21869 in Dorchester County, Maryland carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100). What sets it apart are the readings on construction/permit lag (73/100), structural risk (51/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (11/100) register low. Structural exposure scores 51 and live distress 3 on the 0–100 scale.

The market reads peak — home values rose 2.8% year on year, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $232,300 (3.0× income, relatively affordable). The poverty rate is 7.7%. About 889 people live here, median age 37. There are about 421 housing units across 21869. The demographic-stress sub-score lands at 29/100. Around 16% of adults hold a bachelor's degree or higher. Vacancy runs 31.5%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 28% of tenant households. 85% of housing is owner-occupied. At $66,484, median income runs below typical U.S. levels.

Net-net, 21869 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

22/100
Composite stress
51/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 21869

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk53
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Dorchester County

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Deterministic. Every signal traces to a public dataset · methodology