ZIP 21659 Property Distress & Foreclosure Data

DLRadar grades ZIP 21659 (Dorchester County, Maryland) at a low 22/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100). The latent-versus-live split is 51/100 structural and 3/100 already moving. Property-level stress concentrates in construction/permit lag (73/100), structural risk (51/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (11/100) register low.

The market reads peak — home values rose 2.8% year on year (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $259,900 (2.9× income, relatively affordable). The poverty rate is 12.4%. The vacancy rate is 11.9% — elevated. Around 10% of adults hold a bachelor's degree or higher. At $68,889, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 29/100. Around 31% of renters are cost-burdened. About 1,480 people live here, median age 50. The ZIP holds roughly 650 housing units. 79% of housing is owner-occupied.

Net-net, 21659 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

22/100
Composite stress
51/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 21659

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk53
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Dorchester County

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Deterministic. Every signal traces to a public dataset · methodology