Dorchester County, MD Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Dorchester County, MD distress report, 2026: 19 ZIPs scored in Dorchester, MD, Dorchester, MD average 16/100; the top Dorchester, MD ZIP is 19973 at 25/100; Dorchester, MD market phase peak, Dorchester, MD prices +1.6% year over year.
- Dorchester, MD ranks #1,656 nationally (opportunity index); Dorchester, MD #9 in Maryland; Dorchester, MD index 28.9.
- Dorchester, MD: no CFPB county sample; Dorchester, MD state reading 1.1%.
- Dorchester, MD ZIP phases: 17 peak, 1 neutral, 1 expansion.
- Dorchester, MD residential listings tracked: 44 across 16 ZIPs; Dorchester, MD candidate listings 23.
- Dorchester, MD HUD assisted properties: 5 with 608 units.
- Dorchester, MD lenders on watch: 4; largest Dorchester, MD footprint Hebron Savings Bank (3 branches).
- Dorchester, MD most distressed ZIP: 19973 at 25/100.
Dorchester, MD figures: DLRadar distress index; Dorchester, MD inputs: CFPB, FHFA, HUD, FDIC; Dorchester, MD rebuilt as sources refresh.
| Rank | Dorchester, MD ZIP | Score |
|---|---|---|
| 1 | 19973 | 25/100 |
| 2 | 21613 | 16/100 |
| 3 | 21622 | 16/100 |
| 4 | 21626 | 16/100 |
| 5 | 21627 | 16/100 |
| 6 | 21631 | 16/100 |
| 7 | 21634 | 16/100 |
| 8 | 21643 | 16/100 |
| 9 | 21648 | 16/100 |
| 10 | 21659 | 16/100 |
| 11 | 21664 | 16/100 |
| 12 | 21669 | 16/100 |
Most distressed Dorchester, MD ZIPs (0-100, 2026)
Mortgage delinquency around Dorchester, MD
No CFPB county sample covers Dorchester, MD; the state reading for Dorchester, MD: 1.1% ninety-plus; Dorchester, MD area thirty-to-eighty-nine 2.3% (December 2025, Dorchester, MD).
Opportunity index: Dorchester, MD
Dorchester, MD index 28.9, Dorchester, MD phase early_signal; Dorchester, MD primary driver vacancy, Dorchester, MD second driver bank institutional. Dorchester, MD components: property stress 20.7, foreclosure pressure 22.5, listing discounts 29.0, bank stress 50.9, insurance 0.0; Dorchester, MD pulse 31.1; Dorchester, MD capital opportunity 25.6; Dorchester, MD seven-day change +0.1%.
ZIP market phases inside Dorchester, MD
19 Dorchester, MD ZIPs carry a price-cycle phase; Dorchester, MD ZIPs by phase (Dorchester, MD), deepest drawdown first: peak, +4.0% YoY (Dorchester, MD): 19973; peak, +1.6% YoY (Dorchester, MD): 21613, 21622, 21626, 21627, Dorchester, MD 21631, 21634, 21643, 21648, Dorchester, MD 21659, 21664, 21669, 21672, Dorchester, MD 21675; neutral, +4.6% YoY (Dorchester, MD): 21632; expansion, +5.3% YoY (Dorchester, MD): 21655.
Residential listings by Dorchester, MD ZIP
Dorchester, MD ZIPs with the most tracked Dorchester, MD residential listings: 21613 25 listings, 13 candidates, bank pressure 57; 21643 7 listings, 4 candidates, bank pressure 57; 21869 4 listings, 4 candidates, bank pressure 57; 21631 2 listings, 0 candidates, bank pressure 57 (Dorchester, MD); 21622 1 listings, 1 candidates, bank pressure 57; 21626 1 listings, 0 candidates, bank pressure 57; 21634 1 listings, 0 candidates, bank pressure 57; 21659 1 listings, 1 candidates, bank pressure 57. Dorchester, MD totals: 44 listings; Dorchester, MD candidates 23; active ZIPs 5.
HUD assisted housing in Dorchester, MD
5 assisted properties with 608 units sit in Dorchester, MD; largest Dorchester, MD properties: Calvin Mowbray Park & Stephen Camper Park (Cambridge) 190 units, 190 assisted; Altair Apartments (Cambridge) 144 units, 144 assisted; The Meadows Of Cambridge (Cambridge) 102 units in Dorchester, MD; Cambridge Commons (Cambridge) 96 units; Cambridge Club Apts. (Cambridge) 76 units.
Lenders with branches in Dorchester, MD
Dorchester, MD lenders by branch count: Hebron Savings Bank (Dorchester, MD): stress 47, 3 branches low in Dorchester, MD; Bayvanguard Bank (Dorchester, MD): stress 40, 3 branches low in Dorchester, MD; Queenstown Bank Of Maryland (Dorchester, MD): stress 72, 1 branch low in Dorchester, MD; Shore United Bank Na (Dorchester, MD): stress 61, 1 branch low in Dorchester, MD.
Vacancy and permits, Dorchester, MD
2,887 of 16,433 Dorchester, MD housing units are vacant; Dorchester, MD permits, twelve months: 0 multifamily units in Dorchester, MD, 93 one-to-four unit units.
Work Dorchester, MD at the parcel level
Every Dorchester, MD parcel carries owner and address; every Dorchester, MD parcel carries APN; Dorchester, MD distress scores sit on the Dorchester, MD live board.
Dorchester, MD figures refresh with each source.
Dorchester, MD questions
Most distressed ZIP code in Dorchester County, MD?
ZIP 19973 leads Dorchester, MD at 25/100; next in Dorchester, MD: 21613 at 16/100; the Dorchester, MD average is 16/100.
Where does Dorchester County, MD rank for investment opportunity?
Dorchester, MD is #1,656 among all ranked counties, #9 in Maryland; the Dorchester, MD driver is vacancy; Dorchester, MD moved up 393 places.
How many mortgages are delinquent in Dorchester County, MD?
Dorchester, MD takes the state reading of 1.1% for December 2025; no CFPB county sample covers Dorchester, MD.
Which banks lend in Dorchester County, MD?
4 watched lenders hold Dorchester, MD branches; the largest Dorchester, MD footprints are Hebron Savings Bank (3), Bayvanguard Bank (3), Queenstown Bank Of Maryland (1).
More on Dorchester, MD
Dorchester County, MD distress report: public-record figures for Dorchester, MD; not legal advice for Dorchester, MD; not tax or investment advice; verify every Dorchester, MD record before acting.