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Dorchester County, MD Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Dorchester County, Maryland? DLRadar grades every Dorchester County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Dorchester County breakdown.

  • Dorchester County's most distressed ZIP is 19973 at 26/100.
  • 19 ZIP codes tracked in Dorchester County, averaging 17/100 distress.
  • Dorchester County reads peak — home values up 1.6% year over year.
  • Vacancy runs 26.7% across Dorchester County's tracked ZIPs, with a 10.3% poverty rate.
  • The typical Dorchester County home is worth about $276,265 against a ~$62,381 median income.
  • Lending headwind in Dorchester County sits at 7/100 — a forward read on distressed supply.

Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).

RankZIPComposite distress
11997326/100
22161317/100
32162217/100
42162617/100
52162717/100
62163117/100
72163417/100
82164317/100
92164817/100
102165917/100
112166417/100
122166917/100

Most distressed ZIP codes in Dorchester County (composite distress 0-100, 2026)

What is driving Dorchester County distress

Dorchester County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 17/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.

Dorchester County market phase and pricing

Phase for Dorchester County: peak (+1.6% YoY). As pricing power fades, listings sit longer and sellers become reachable.

See the distressed properties behind the data in Dorchester County

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Frequently asked questions

Which part of Dorchester County, MD scores highest for distress?

ZIP 19973 leads Dorchester County at 26/100, recomputed monthly from public records.

Where is Dorchester County in the housing cycle?

The market phase for Dorchester County is peak, prices rising 1.6% on the year — derived from the FHFA House Price Index path.

Where does the Dorchester County data come from?

Each Dorchester County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 19 local ZIPs and every other county in the country.

How much do distress scores vary between Dorchester County ZIP codes?

The county figure is a blend, not a description. Across the Dorchester County ZIPs DLRadar ranks, scores run from 26/100 in 19973 down to 17/100 in 21669, against a Dorchester County average of 17/100. A spread of 9 points means Dorchester County has to be worked ZIP by ZIP.

What do Dorchester County home values and vacancy say about distressed supply?

The typical Dorchester County home carries about $276,265 of value against a median household income near $62,381. Vacancy across Dorchester County's tracked ZIPs runs 26.7% and the poverty rate is 10.3%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Dorchester County's filings and its 7/100 lending headwind.

Related

Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.

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