Dorchester County, MD: Home-Insurance Distress & Forced-Sale Pressure
Dorchester County, MD: 30/100 (moderate) home-insurance distress; Dorchester, MD band LOW; Dorchester, MD #1,618 of 3,222 counties; Dorchester, MD #6 of 24 in Maryland; raw Dorchester, MD 35.1; Dorchester, MD coverage multiplier 0.85.
FEMA hazard, Dorchester, MD: 0/100; Dorchester, MD declarations, three years: 2; Dorchester, MD five-year count 3 (severity 6.0); Dorchester, MD ten-year 3.
Declared incidents on the Dorchester, MD record: 2026 Winter Storm 3 (Dorchester, MD).
NFIP claims, Dorchester, MD, three years: 61; Dorchester, MD payouts $1,257,480; per Dorchester, MD claim $20,614; Dorchester, MD claim-stress 88/100.
Dorchester, MD monthly score: 30 in every month from March 2026 (Dorchester, MD) through October 2026.
Dorchester, MD components: NFIP claims 88; Dorchester, MD retreat index 30; Dorchester, MD climate multiplier 0.85.
Construction distress, Dorchester, MD: 19/100 as of August 2026 (Dorchester, MD: 19/100 one-to-four unit, 0/100 multifamily).
Dorchester, MD ZIPs, June 2026 (Dorchester, MD, 16 highest): score 0 (Dorchester, MD), climate 90 (Dorchester, MD): 19973; score 0 (Dorchester, MD), climate 53 (Dorchester, MD): 21613, 21622, 21626, 21627, Dorchester, MD 21631, 21634, 21643, 21648, Dorchester, MD 21659, 21664, 21669, 21672, Dorchester, MD 21675, 21677, 21835.
DLRadar rescores Dorchester, MD monthly; Dorchester, MD readings join Dorchester, MD foreclosure, lien and ownership parcels (Dorchester, MD), so cost-squeezed Dorchester, MD owners surface before listing.
Inside Maryland, Dorchester County ranks 6th of 24 counties for home-insurance distress at 30/100; Anne Arundel County (30/100) sits just above Dorchester County, and Harford County (28/100) sits just below Dorchester County.
Deterministic. Every Dorchester County, MD signal traces to a public Dorchester dataset (FEMA, NFIP, Census for Dorchester, MD) · how insurance distress works in Dorchester, MD · methodology
FAQ: Dorchester County, MD insurance distress
What is the Dorchester County, MD home-insurance-distress score?
Dorchester, MD: 30/100 (LOW), #1,618 of 3,222, #6 in Maryland. FEMA hazard, Dorchester, MD: 0/100; NFIP stress, Dorchester, MD: 88/100; construction, Dorchester, MD: 19/100; Dorchester, MD rescores monthly.
Is Dorchester County insurance distress getting better or worse (MD)?
Dorchester, MD: 30 in March 2026; Dorchester, MD: 30 in October 2026 (unchanged); Dorchester, MD NFIP claims score 88.
How many flood-insurance claims has Dorchester County, MD had?
Dorchester, MD: 61 NFIP claims, three years; Dorchester, MD paid $1,257,480; per Dorchester, MD claim $20,614; carriers reprice Dorchester, MD against that record.
Which Dorchester County ZIP codes carry the most insurance distress (MD)?
Dorchester, MD, June 2026: 19973 at 0, 21613 at 0, 21622 at 0, 21626 at 0; Dorchester, MD climate scores there: 90, 53, 53, 53.
Why does Dorchester, MD insurance distress create sellers?
A Dorchester, MD premium outruns the Dorchester, MD budget; a carrier leaves Dorchester, MD; Dorchester, MD carrying cost passes plan; Dorchester, MD owners sell while current; Dorchester, MD insurance distress leads Dorchester, MD foreclosure data.