ZIP 21664 Foreclosure, Tax-Lien & Distress Report

Dorchester County, Maryland's ZIP 21664 registers 16/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100). On the structural side it scores 38/100, with 3/100 of stress already active. Its standout signals are structural risk (38/100), institutional ownership (20/100), construction/permit lag (19/100). On the quiet end sit construction/permit lag (19/100) and mortgage stress (11/100).

The peak-phase market in 21664 posted values that rose 1.6% over the year (phase confidence 20/100). Topping markets hide individual distress behind strong averages.

The poverty rate is 9.7%. Around 46% of renters are cost-burdened. Median household income is $68,333, below the U.S. median near $78,000. Educational attainment sits at 17% bachelor's-or-above. About 598 people live here, median age 37. DLRadar's demographic-stress index for the area reads 30/100. The vacancy rate is 12.3% — elevated. A median home runs $172,000 here, or 2.5 times local income. The ZIP holds roughly 257 housing units. 67% of housing is owner-occupied.

Net-net, 21664 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 21664 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 21664's 16/100 can be lined up against any neighbor in Dorchester County, Maryland or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 21664 reflects the current record instead of a stale or modeled snapshot.

Each component behind 21664 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. Practically, 21664 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.