ZIP 21640 Foreclosure, Tax-Lien & Distress Report
Caroline County, Maryland · Distress market
DLRadar grades ZIP 21640 (Caroline County, Maryland) at a low 19/100 for overall property distress. The most distinctive pressure shows up in construction/permit lag (65/100), structural risk (44/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (77/100). Structurally it carries 44/100, against 2/100 of stress already in motion.
The neutral-phase market in 21640 posted values that rose 4.7% over the year, and 33% higher over three years (phase confidence 30/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
Vacancy runs 3.3%. The ZIP holds roughly 531 housing units. Rent burden reaches 29% of tenant households. About 15% have a four-year degree. 8.8% of residents fall below the poverty threshold. The typical home is worth about $268,500 (4.0× income, relatively affordable). Households earn a median $65,952 — below the roughly $78,000 national figure. 1,251 residents call 21640 home, typically aged 42. DLRadar's demographic-stress index for the area reads 28/100. The tenure split is 96% owner-occupied to 4% rented.
Net-net, 21640 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 21640 at the moment; the composite and its components are still built from verifiable public records.
Whether 21640 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 21640 can be compared directly against any other ZIP in Caroline County, Maryland or nationwide. Sparse data for 21640 shows as blanks, never estimates, and the score updates on every fresh public filing.
21640's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 21640 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 21640
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 21640 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 21640, the same set carried on every parcel.
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The complete 21640 distress and acquisition report
Get every distressed property in 21640 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology