ZIP 21638 Property Distress & Foreclosure Data

Queen Anne'S County, Maryland's ZIP 21638 registers 17/100 composite distress, which DLRadar reads as low. Structural exposure scores 42 and live distress 3 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (54/100), structural risk (42/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (83/100).

The market reads peak — home values rose 2.8% year on year, and 6% higher over three years, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 5,068 people live here, median age 46. 83% of housing is owner-occupied. There are about 2,360 housing units across 21638. The demographic-stress sub-score lands at 29/100. Vacancy runs 14.4%, above the national norm and a classic distress-and-opportunity signal. At $130,804, median income runs above typical U.S. levels. The typical home is worth about $569,200 (3.8× income, relatively affordable). Rent burden reaches 43% of tenant households. The poverty rate is 8.3%. Around 43% of adults hold a bachelor's degree or higher.

Net-net, 21638 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.