ZIP 21638 Foreclosure, Tax-Lien & Distress Report
Queen Anne's County, Maryland · High Vacancy market
ZIP code 21638 in Queen Anne's County, Maryland carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 49/100 while live distress already moving reads 3/100. Its standout signals are construction/permit lag (84/100), structural risk (49/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (9/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (83/100)).
The peak-phase market in 21638 posted values that rose 2.2% over the year, and 6% higher over three years, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Population is roughly 5,068 with a median age of 46. The tenure split is 83% owner-occupied to 17% rented. The ZIP holds roughly 2,360 housing units. The demographic-stress sub-score lands at 29/100. The vacancy rate is 14.4% — elevated. Households earn a median $130,804 — above the roughly $78,000 national figure. Home values center near $569,200, an affordability ratio of 3.8× — accessible. Around 43% of renters are cost-burdened. The poverty rate is 8.3%. Educational attainment sits at 43% bachelor's-or-above.
Net-net, 21638 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 21638 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 21638's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 21638, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 20/100 for 21638 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 21638 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 21638
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 21638 Stress Report snapshot
21638 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Other Queen Anne's County ZIP codes
More distress data near 21638
Additional distress intelligence spanning Queen Anne's County, Maryland by ZIP, county and state.
See every distressed parcel in 21638
The full 21638 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology