ZIP 21663 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 21663 (Talbot County, Maryland) at a low 15/100 for overall property distress. Structural exposure scores 36 and live distress 3 on the 0–100 scale. Property-level stress concentrates in structural risk (36/100), construction/permit lag (25/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (10/100). Environmental exposure also runs high (flood (NFIP) exposure (82/100)).

The peak-phase market in 21663 posted values that rose 2.8% over the year, and 30% higher over three years, at 32/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 3,745 with a median age of 53. Owners hold 79% of homes, renters 21%. 5.7% of residents fall below the poverty threshold. There are about 2,204 housing units across 21663. Vacancy runs 23.0%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 50% bachelor's-or-above. Home values center near $650,500, an affordability ratio of 7.7× — stretched. DLRadar's demographic-stress index for the area reads 41/100. Median household income is $81,932, near the U.S. median near $78,000. Rent burden reaches 43% of tenant households.

On the whole, 21663 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.