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Talbot County, MD: Foreclosures, Tax Liens & Distressed Properties

Talbot County, MD, Maryland: 16 ZIP codes scored, Talbot County, MD averaging 20/100 (low, Talbot, MD). Talbot County, MD is in its peak phase (Talbot, MD confidence 20/100): Talbot, MD home prices up 1.6% (Talbot, MD) over twelve months. Talbot County, MD lender headwind: 16/100.

Highest-scoring Talbot County, MD ZIPs: 21601 (20/100), 21612 (20/100), 21624 (20/100), 21625 (20/100), 21647 (20/100), 21652 (20/100). Also scored in Talbot County, MD: 21653, 21654, 21657, 21662, 21663, 21665, 21671, 21673, 21676, 21679.

Across Talbot County, MD's scored ZIPs: median home value $574,663, household income $84,836, 26.3% vacancy, 8.7% poverty, 88% owner-occupied, median age 56.8.

Talbot County, MD insurance distress 28/100 (#1,686 in the US); FEMA hazard 0/100 for Talbot, MD; 2 federal disaster declarations in Talbot County, MD since 2023; 23 Talbot, MD NFIP flood claims, $351K paid; Talbot, MD construction distress 78/100.

8 banks with 14 branches lend in Talbot County, MD; Talbot, MD weighted bank stress 59/100, highest 72/100 in Talbot, MD.

Talbot County, MD unemployment 3.5% (Talbot, MD -1.9 pts, six months); 161 new housing units permitted in Talbot County, MD over twelve months, Talbot, MD down 27% from 222; Talbot, MD home prices +8.9% a year (Talbot, MD) over three years.

19,720 housing units in Talbot County, MD; 4,427 Talbot, MD renter households; 46% of Talbot, MD renters spend 30%+ of income on rent, 26% (Talbot, MD) half or more.

Talbot County, MD ranks #1,195 nationally on the opportunity index (Talbot, MD, among all ranked counties); Talbot, MD scores 30.5/100 and Talbot, MD sits #6 inside Maryland. Talbot, MD is in the early_signal opportunity phase; Talbot, MD's primary driver is vacancy, Talbot, MD second driver construction; Talbot, MD moved down 113 places. 6 short-sale listings across Talbot, MD; 105 days on market observed in Talbot, MD; 15.9% vacancy over 16 Talbot, MD ZIPs.

No CFPB county sample covers Talbot County, MD. The state reading for Talbot, MD: 1.1% ninety-plus days late; Talbot, MD's thirty-to-eighty-nine share is 2.3% (Talbot, MD, December 2025 data).

Talbot County, MD has 3 watched banks; 3 Talbot, MD banks sit in an elevated band. Talbot, MD footprints: Shore United Bank Na (4 branches, stress 61) in Talbot, MD; Bayvanguard Bank (2 branches, stress 40) in Talbot, MD; Queenstown Bank Of Maryland (1 branch, stress 72) in Talbot, MD.

HUD lists 5 assisted multifamily properties in Talbot County, MD with 351 units; 89 Talbot, MD units are assisted, 2 Talbot, MD properties under project-based Section 8.

3,287 of the 19,720 housing units in Talbot, MD sit vacant. Talbot County, MD permitted 0 multifamily units in twelve months; Talbot, MD's one-to-four unit structures added 161 units in Talbot County, MD.

Peak
Market phase
1.6%
Talbot, MD HPI YoY
0%
Drawdown
20
Talbot confidence

Where distress concentrates in Talbot County

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