ZIP 21647 Foreclosure, Tax-Lien & Distress Report

ZIP 21647's composite property-distress score is 20/100 - DLRadar classes that as low for Talbot County, Maryland. Structural exposure scores 48 and live distress 3 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (82/100). What sets it apart are the readings on construction/permit lag (76/100), structural risk (48/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (10/100) register low.

The market reads peak — home values rose 1.6% year on year (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $634,300 (4.4× income). DLRadar's demographic-stress index for the area reads 20/100. There are about 162 housing units across 21647. Around 43% of adults hold a bachelor's degree or higher. Population is roughly 412 with a median age of 44. Rent burden reaches 0% of tenant households. Vacancy runs 4.0%. The poverty rate is 1.2% — low. The tenure split is 96% owner-occupied to 4% rented. Households earn a median $111,111 — above the roughly $78,000 national figure.

Net-net, 21647 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 21647 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 21647 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 21647 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 21647 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For a buyer, 21647 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.