ZIP 21653 Property Distress & Foreclosure Data
In Talbot County, Maryland, ZIP 21653 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (36/100), construction/permit lag (25/100), institutional ownership (19/100). By contrast, construction/permit lag (25/100) and institutional ownership (19/100) register low. On the structural side it scores 36/100, with 0/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (82/100).
The market reads peak — home values rose 2.8% year on year (phase confidence 32/100). Topping markets hide individual distress behind strong averages.
100% of housing is owner-occupied. At $100,917, median income runs above typical U.S. levels. The typical home is worth about $829,500 (5.3× income). The poverty rate is 8.3%. The demographic-stress sub-score lands at 25/100. The vacancy rate is 0.0%. About 132 people live here, median age 68. The ZIP holds roughly 49 housing units. Around 61% of adults hold a bachelor's degree or higher.
Overall 21653 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 21653
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Talbot County
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Deterministic. Every signal traces to a public dataset · methodology