ZIP 21612 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 21612 (Talbot County, Maryland) at a low 20/100 for overall property distress. The split runs 48/100 structural to 3/100 active on the ground. It additionally carries heavy environmental risk: flood (NFIP) exposure (82/100). Leading the profile are construction/permit lag (76/100), structural risk (48/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (10/100) register low.

The market reads peak — home values rose 1.6% year on year, and 5% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 98% owner-occupied to 2% rented. A median home runs $680,000 here, or 5.0 times local income. Rent burden reaches 0% of tenant households. Educational attainment sits at 59% bachelor's-or-above. 446 residents call 21612 home, typically aged 71. There are about 392 housing units across 21612. Vacancy runs 53.6%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $113,438 — above the roughly $78,000 national figure. On demographic stress specifically, 21612 scores 25/100. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas.

On the whole, 21612 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 21612 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 21612's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 21612, the field stays empty rather than modeled, and fills in as new documents post.

The 20/100 for 21612 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 21612 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.