ZIP 21612 Property Distress & Foreclosure Data

In Talbot County, Maryland, ZIP 21612 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 36 and live distress 3 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (82/100)). Its standout signals are structural risk (36/100), construction/permit lag (25/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (10/100).

The peak-phase market in 21612 posted values that rose 2.8% over the year, and 5% higher over three years, at 32/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 98% of homes, renters 2%. Home values center near $680,000, an affordability ratio of 5.0×. Rent burden reaches 0% of tenant households. Educational attainment sits at 59% bachelor's-or-above. Population is roughly 446 with a median age of 71. There are about 392 housing units across 21612. Vacancy runs 53.6%, above the national norm and a classic distress-and-opportunity signal. Median household income is $113,438, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 25/100. 0.0% of residents fall below the poverty threshold.

On the whole, 21612 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.