ZIP 21601 Foreclosure, Tax-Lien & Distress Report

ZIP code 21601 in Talbot County, Maryland carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 48/100 structural and 3/100 already moving. Property-level stress concentrates in construction/permit lag (76/100), structural risk (48/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (10/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (82/100).

The market reads peak — home values rose 1.6% year on year, and 15% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 67% owner-occupied to 33% rented. Roughly 11.3% live below the poverty line. Population is roughly 24,095 with a median age of 49. On demographic stress specifically, 21601 scores 33/100. Home values center near $376,400, an affordability ratio of 4.5×. The vacancy rate is 10.5%. About 41% have a four-year degree. There are about 11,710 housing units across 21601. Median household income is $81,837, near the U.S. median near $78,000. Rent burden reaches 43% of tenant households.

On balance 21601 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 21601 at the moment; the composite and its components are still built from verifiable public records.

Whether 21601 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 21601 can be compared directly against any other ZIP in Talbot County, Maryland or nationwide. The score is rebuilt from public data as it updates, so 21601 reflects the current record instead of a stale or modeled snapshot.

21601's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 21601 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.