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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 21645 Foreclosure, Tax-Lien & Distress Report

Kent County, Maryland · High Vacancy market

Composite property distress in 21645 (Kent County, Maryland) lands at 19/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 46/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100). Property-level stress concentrates in construction/permit lag (80/100), structural risk (46/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (11/100).

The market reads expansion — home values rose 5.3% year on year, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

75% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 41/100. The typical home is worth about $297,900. Around 35% of adults hold a bachelor's degree or higher. The vacancy rate is 29.9% — elevated. About 872 people live here, median age 60. There are about 676 housing units across 21645. 18.5% of residents fall below the poverty threshold. Rent burden reaches 88% of tenant households.

On the whole, 21645 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 21645 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 21645 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 21645 can be compared directly against any other ZIP in Kent County, Maryland or nationwide. Sparse data for 21645 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 21645's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 21645 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

19/100
Composite stress
46/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 21645

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk28
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 21645 distress snapshot

21645 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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The complete 21645 distress and acquisition report

Every distressed parcel in 21645 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Deterministic scoring, sourced entirely from public data · methodology

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