ZIP 21678 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 21678 (Kent County, Maryland) returns a low composite of 19/100. Structural risk reads 46/100 against active distress of 3/100. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100). The sharpest non-environmental signals are construction/permit lag (80/100), structural risk (46/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (11/100) register low.

The expansion-phase market in 21678 posted values that rose 5.3% over the year, and 21% higher over three years, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $319,000 (4.4× income). The vacancy rate is 16.5% — elevated. About 1,868 people live here, median age 50. The ZIP holds roughly 987 housing units. Educational attainment sits at 25% bachelor's-or-above. Rent burden reaches 71% of tenant households. The poverty rate is 11.2%. The demographic-stress sub-score lands at 36/100. Owners hold 90% of homes, renters 10%. At $70,167, median income runs near typical U.S. levels.

On the whole, 21678 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 21678 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 21678 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 21678, the field stays empty rather than modeled, and fills in as new documents post.

21678's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 21678 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.