Cecil County, MD: Home-Insurance Distress & Forced-Sale Pressure
Cecil County, MD: 30/100 (moderate) home-insurance distress; Cecil, MD band LOW; Cecil, MD #1,608 of 3,222 counties; Cecil, MD #3 of 24 in Maryland; raw Cecil, MD 35.4; Cecil, MD coverage multiplier 0.85.
FEMA hazard, Cecil, MD: 0/100; Cecil, MD declarations, three years: 2; Cecil, MD five-year count 3 (severity 6.0); Cecil, MD ten-year 3.
Declared incidents on the Cecil, MD record: 2026 Winter Storm 3 (Cecil, MD).
NFIP claims, Cecil, MD, three years: 30; Cecil, MD payouts $947,981; per Cecil, MD claim $31,599; Cecil, MD claim-stress 88/100.
Cecil, MD monthly score: 30 in every month from March 2026 (Cecil, MD) through October 2026.
Cecil, MD components: NFIP claims 88; Cecil, MD retreat index 30; Cecil, MD climate multiplier 0.85.
Construction distress, Cecil, MD: 100/100 as of August 2026 (Cecil, MD: 75/100 one-to-four unit, 100/100 multifamily).
Cecil, MD ZIPs, June 2026 (Cecil, MD, 15 highest): score 0 (Cecil, MD), climate 62 (Cecil, MD): 21901, 21902, 21903, 21904, Cecil, MD 21911, 21912, 21913, 21914, Cecil, MD 21915, 21917, 21918, 21919, Cecil, MD 21920, 21921, 21930.
DLRadar rescores Cecil, MD monthly; Cecil, MD readings join Cecil, MD foreclosure, lien and ownership parcels (Cecil, MD), so cost-squeezed Cecil, MD owners surface before listing.
Inside Maryland, Cecil County ranks 3rd of 24 counties for home-insurance distress at 30/100; Kent County (30/100) sits just above Cecil County, and Baltimore County (30/100) sits just below Cecil County.
Deterministic. Every Cecil County, MD signal traces to a public Cecil dataset (FEMA, NFIP, Census for Cecil, MD) · how insurance distress works in Cecil, MD · methodology
FAQ: Cecil County, MD insurance distress
What is the Cecil County, MD home-insurance-distress score?
Cecil, MD: 30/100 (LOW), #1,608 of 3,222, #3 in Maryland. FEMA hazard, Cecil, MD: 0/100; NFIP stress, Cecil, MD: 88/100; construction, Cecil, MD: 100/100; Cecil, MD rescores monthly.
Is Cecil County insurance distress getting better or worse (MD)?
Cecil, MD: 30 in March 2026; Cecil, MD: 30 in October 2026 (unchanged); Cecil, MD NFIP claims score 88.
How many flood-insurance claims has Cecil County, MD had?
Cecil, MD: 30 NFIP claims, three years; Cecil, MD paid $947,981; per Cecil, MD claim $31,599; carriers reprice Cecil, MD against that record.
Which Cecil County ZIP codes carry the most insurance distress (MD)?
Cecil, MD, June 2026: 21901 at 0, 21902 at 0, 21903 at 0, 21904 at 0; Cecil, MD climate scores there: 62, 62, 62, 62.
Why does Cecil, MD insurance distress create sellers?
A Cecil, MD premium outruns the Cecil, MD budget; a carrier leaves Cecil, MD; Cecil, MD carrying cost passes plan; Cecil, MD owners sell while current; Cecil, MD insurance distress leads Cecil, MD foreclosure data.