ZIP 21160 Foreclosure, Tax-Lien & Distress Report

Harford County, Maryland's ZIP 21160 registers 25/100 composite distress, which DLRadar reads as low. Structural risk reads 57/100 against active distress of 2/100. Environmental exposure also runs high (flood (NFIP) exposure (83/100), climate & FEMA risk (78/100)). Its standout signals are construction/permit lag (70/100), structural risk (57/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted.

The market reads peak — home values rose 2.2% year on year, and 20% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 2,543 with a median age of 47. The typical home is worth about $391,300 (3.6× income, relatively affordable). Roughly 9.8% live below the poverty line. Educational attainment sits at 16% bachelor's-or-above. 81% of housing is owner-occupied. Vacancy runs 10.3%. There are about 1,037 housing units across 21160. DLRadar's demographic-stress index for the area reads 37/100. Median household income is $102,188, above the U.S. median near $78,000. Rent burden reaches 84% of tenant households.

Overall, 21160 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 21160 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 21160 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 21160 stays directly comparable to neighboring ZIPs and the rest of Harford County, Maryland. Every figure is auditable to a public dataset and refreshed on ingest; 21160 shows blanks, not estimates, wherever the record is sparse.

21160's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 21160 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.