ZIP 21160 Property Distress & Foreclosure Data

Harford County, Maryland's ZIP 21160 registers 25/100 composite distress, which DLRadar reads as low. Structural exposure scores 59 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (83/100), climate & FEMA risk (78/100). The most distinctive pressure shows up in construction/permit lag (77/100), structural risk (59/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 20% higher over three years, at 30/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

2,543 residents call 21160 home, typically aged 47. A median home runs $391,300 here, or 3.6 times local income. Roughly 9.8% live below the poverty line. About 16% have a four-year degree. The tenure split is 81% owner-occupied to 19% rented. Vacancy runs 10.3%. There are about 1,037 housing units across 21160. On demographic stress specifically, 21160 scores 37/100. Households earn a median $102,188 — above the roughly $78,000 national figure. Rent burden reaches 84% of tenant households.

Overall, 21160 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.