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ZIP 21014 Foreclosure, Tax-Lien & Distress Report

Harford County, Maryland · Distress market

On DLRadar's 0-100 public-record scale, ZIP 21014 in Harford County, Maryland comes in at 25, a low composite-distress reading. Structurally it carries 57/100, against 2/100 of stress already in motion. The most distinctive pressure shows up in construction/permit lag (70/100), structural risk (57/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (83/100), climate & FEMA risk (78/100)).

The market reads peak — home values rose 2.2% year on year, and 15% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 37,976 with a median age of 41. Educational attainment sits at 45% bachelor's-or-above. The vacancy rate is 2.7%. Households earn a median $113,825 — above the roughly $78,000 national figure. The ZIP holds roughly 15,503 housing units. 7.0% of residents fall below the poverty threshold. The typical home is worth about $429,900 (3.6× income, relatively affordable). Rent burden reaches 45% of tenant households. 77% of housing is owner-occupied. The demographic-stress sub-score lands at 28/100.

On balance 21014 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 21014 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 21014 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 21014 stays directly comparable to neighboring ZIPs and the rest of Harford County, Maryland. 21014 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 25/100 for 21014 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 21014 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

25/100
Composite stress
57/100
Structural risk
2/100
Distress activity

ZIP 21014 distress signals, scored

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk78
21014 carries 9 additional scored dimensions

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 21014 Stress Report snapshot

A live read on 21014: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Harford County ZIPs near 21014

Related reports across Harford County, Maryland

Keep going: ZIP, county and state distress coverage for Harford County, Maryland.

Get the full acquisition report for 21014

The full 21014 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Each signal above is traceable to an open dataset · methodology

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