ZIP 21014 Property Distress & Foreclosure Data

DLRadar grades ZIP 21014 (Harford County, Maryland) at a low 25/100 for overall property distress. Structural exposure scores 59 and live distress 2 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (77/100), structural risk (59/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (83/100), climate & FEMA risk (78/100).

The market reads peak — home values rose 2.8% year on year, and 15% higher over three years, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 37,976 people live here, median age 41. Around 45% of adults hold a bachelor's degree or higher. Vacancy runs 2.7%. At $113,825, median income runs above typical U.S. levels. There are about 15,503 housing units across 21014. The poverty rate is 7.0% — low. The typical home is worth about $429,900 (3.6× income, relatively affordable). Rent burden reaches 45% of tenant households. 77% of housing is owner-occupied. The demographic-stress sub-score lands at 28/100.

Net-net, 21014 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.