ZIP 21050 Property Distress & Foreclosure Data

DLRadar grades ZIP 21050 (Harford County, Maryland) at a low 25/100 for overall property distress. Structural exposure scores 59 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (83/100), climate & FEMA risk (78/100). Property-level stress concentrates in construction/permit lag (77/100), structural risk (59/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low.

The market reads peak — home values rose 2.8% year on year, and 18% higher over three years, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 1.6%. 89% of housing is owner-occupied. The typical home is worth about $456,800 (3.5× income, relatively affordable). At $123,750, median income runs above typical U.S. levels. Around 47% of adults hold a bachelor's degree or higher. The poverty rate is 3.6% — low. About 17,848 people live here, median age 43. The demographic-stress sub-score lands at 25/100. There are about 6,497 housing units across 21050. Rent burden reaches 44% of tenant households.

Net-net, 21050 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.