ZIP 21084 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 21084 (Harford County, Maryland) returns a low composite of 25/100. The most distinctive pressure shows up in construction/permit lag (70/100), structural risk (57/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100). Structurally it carries 57/100, against 2/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (83/100), climate & FEMA risk (78/100).

The peak-phase market in 21084 posted values that rose 2.2% over the year, and 18% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The poverty rate is 4.7% — low. 7,488 residents call 21084 home, typically aged 46. DLRadar's demographic-stress index for the area reads 22/100. Rent burden reaches 17% of tenant households. Households earn a median $118,098 — above the roughly $78,000 national figure. Educational attainment sits at 43% bachelor's-or-above. Vacancy runs 1.7%. The ZIP holds roughly 2,765 housing units. A median home runs $448,400 here, or 3.8 times local income. The tenure split is 92% owner-occupied to 8% rented.

Overall, 21084 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 21084 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 21084 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 21084 stays directly comparable to neighboring ZIPs and the rest of Harford County, Maryland. Where the public record is thin for 21084, the field stays empty rather than modeled, and fills in as new documents post.

21084's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 21084 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.