ZIP 21084 Property Distress & Foreclosure Data

Harford County, Maryland's ZIP 21084 registers 25/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (77/100), structural risk (59/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100). On the structural side it scores 59/100, with 2/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (83/100), climate & FEMA risk (78/100)).

The peak-phase market in 21084 posted values that rose 2.8% over the year, and 18% higher over three years (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

4.7% of residents fall below the poverty threshold. Population is roughly 7,488 with a median age of 46. DLRadar's demographic-stress index for the area reads 22/100. Around 17% of renters are cost-burdened. Median household income is $118,098, above the U.S. median near $78,000. Educational attainment sits at 43% bachelor's-or-above. The vacancy rate is 1.7%. The ZIP holds roughly 2,765 housing units. Home values center near $448,400, an affordability ratio of 3.8× — accessible. Owners hold 92% of homes, renters 8%.

On balance 21084 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.