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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 21017 Foreclosure, Tax-Lien & Distress Report

Harford County, Maryland · Distress market

ZIP code 21017 in Harford County, Maryland carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. The pressure is most legible in construction/permit lag (70/100), structural risk (57/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (83/100), climate & FEMA risk (78/100). The split runs 57/100 structural to 2/100 active on the ground.

The market reads peak — home values rose 2.2% year on year, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 0.0%. Roughly 3.5% live below the poverty line, a low share typical of higher-equity areas. At $100,298, median income runs above typical U.S. levels. Population is roughly 6,404 with a median age of 37. Rent burden reaches 17% of tenant households. A median home runs $258,300 here, or 2.4 times local income. DLRadar's demographic-stress index for the area reads 20/100. The tenure split is 70% owner-occupied to 30% rented. Educational attainment sits at 39% bachelor's-or-above. The ZIP holds roughly 2,669 housing units.

On balance 21017 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 21017 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 21017's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 21017, the field stays empty rather than modeled, and fills in as new documents post.

Behind 21017's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 21017 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

25/100
Composite stress
57/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 21017

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk78
Another 9 scored dimensions sit behind 21017

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 21017 Stress Report snapshot

The live 21017 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Harford County ZIPs near 21017

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