ZIP 21017 Property Distress & Foreclosure Data

ZIP code 21017 in Harford County, Maryland carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (77/100), structural risk (59/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (83/100), climate & FEMA risk (78/100). The latent-versus-live split is 59/100 structural and 2/100 already moving.

The market reads peak — home values rose 2.8% year on year (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 0.0%. The poverty rate is 3.5% — low. At $100,298, median income runs above typical U.S. levels. About 6,404 people live here, median age 37. Around 17% of renters are cost-burdened. The typical home is worth about $258,300 (2.4× income, relatively affordable). The demographic-stress sub-score lands at 20/100. 70% of housing is owner-occupied. Around 39% of adults hold a bachelor's degree or higher. The ZIP holds roughly 2,669 housing units.

Net-net, 21017 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.