ZIP 21030 Foreclosure, Tax-Lien & Distress Report

In Baltimore County, Maryland, ZIP 21030 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (88/100)). Its heaviest discrete signals: structural risk (49/100), institutional ownership (20/100), construction/permit lag (15/100). On the quiet end sit construction/permit lag (15/100) and mortgage stress (8/100). Structural risk reads 49/100 against active distress of 2/100.

The peak-phase market in 21030 posted values that rose 2.2% over the year, and 13% higher over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 25,312 with a median age of 37. The tenure split is 44% owner-occupied to 56% rented. A median home runs $450,700 here, or 4.5 times local income. Rent burden reaches 37% of tenant households. Vacancy runs 4.9%. DLRadar's demographic-stress index for the area reads 32/100. The ZIP holds roughly 11,421 housing units. About 54% have a four-year degree. Median household income is $97,875, above the U.S. median near $78,000. Roughly 11.7% live below the poverty line.

On balance, 21030 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 21030 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 21030's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 21030, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 22/100 figure for 21030 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 21030 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.