ZIP 21212 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 21212 (Baltimore County, Maryland) returns a low composite of 27/100. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (82/100). Property-level stress concentrates in construction/permit lag (70/100), structural risk (62/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100). Structurally it carries 62/100, against 3/100 of stress already in motion.

Prices here sit in a peak phase: values rose 2.2% over the trailing year, and 15% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $373,700 (3.7× income, relatively affordable). The tenure split is 68% owner-occupied to 32% rented. The vacancy rate is 7.0%. At $96,752, median income runs above typical U.S. levels. 9.4% of residents fall below the poverty threshold. About 55% have a four-year degree. There are about 13,827 housing units across 21212. Around 35% of renters are cost-burdened. 33,425 residents call 21212 home, typically aged 39. On demographic stress specifically, 21212 scores 27/100.

Net-net, 21212 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 21212 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 21212 runs through one identical public-record model, so its 27/100 sits on the same scale as every other ZIP in Baltimore County, Maryland and the nation. 21212 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 21212's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 21212 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.