ZIP 21285 Foreclosure, Tax-Lien & Distress Report
Baltimore County, Maryland · High Poverty market
In Baltimore County, Maryland, ZIP 21285 scores 22 of 100 for composite distress, a low level on DLRadar's distress index. Structurally it carries 49/100, against 0/100 of stress already in motion. Property-level stress concentrates in structural risk (49/100), institutional ownership (20/100), construction/permit lag (13/100). institutional ownership (20/100) and construction/permit lag (13/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (88/100).
Prices here sit in a peak phase: values rose 2.2% over the trailing year, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 0% have a four-year degree. The poverty rate is 100.0% — high, a tax-stress and distress correlate. About 3 people live here. DLRadar's demographic-stress index for the area reads 95/100.
Net-net, 21285 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 21285 at the moment; the composite and its components are still built from verifiable records.
The number is not local guesswork: 21285's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 21285 reflects the current record instead of a stale or modeled snapshot.
The 22/100 figure for 21285 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 21285 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 21285
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
21285 at a glance
A live read on 21285: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Baltimore County ZIP reports
Nearest ZIP codes to 21285
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Baltimore County, Maryland.
Unlock the full ZIP 21285 acquisition report
Open 21285 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology