ZIP 21204 Property Distress & Foreclosure Data

Composite property distress in 21204 (Baltimore County, Maryland) lands at 21/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (47/100), institutional ownership (20/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and construction/permit lag (7/100). The latent-versus-live split is 47/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (88/100)).

The peak-phase market in 21204 posted values that rose 2.8% over the year, and 5% higher over three years (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 40% of renters are cost-burdened. 14.9% of residents fall below the poverty threshold. Median household income is $98,452, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 36/100. The ZIP holds roughly 9,588 housing units. The vacancy rate is 10.1%. Educational attainment sits at 73% bachelor's-or-above. Owners hold 46% of homes, renters 54%. Home values center near $594,800, an affordability ratio of 5.8×. Population is roughly 19,605 with a median age of 34.

Broadly, 21204 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.