ZIP 21228 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 21228 (Baltimore County, Maryland) at a low 22/100 for overall property distress. Its standout signals are structural risk (49/100), institutional ownership (20/100), construction/permit lag (15/100). construction/permit lag (15/100) and mortgage stress (8/100) stay muted. Structural risk reads 49/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (88/100).

Prices here sit in a peak phase: values rose 2.2% over the trailing year, and 15% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 20,482 housing units across 21228. 9.0% of residents fall below the poverty threshold. Population is roughly 49,417 with a median age of 43. Rent burden reaches 47% of tenant households. 72% of housing is owner-occupied. Around 50% of adults hold a bachelor's degree or higher. The typical home is worth about $404,700 (3.6× income, relatively affordable). On demographic stress specifically, 21228 scores 28/100. Households earn a median $107,714 — above the roughly $78,000 national figure. The vacancy rate is 3.6%.

Overall 21228 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 21228 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 21228 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Baltimore County, Maryland and the nation. 21228 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 22/100 figure for 21228 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 21228 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.