ZIP 21228 Property Distress & Foreclosure Data

Baltimore County, Maryland's ZIP 21228 registers 21/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (47/100), institutional ownership (20/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and construction/permit lag (7/100). On the structural side it scores 47/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (88/100)).

The peak-phase market in 21228 posted values that rose 2.8% over the year, and 15% higher over three years (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 20,482 housing units. 9.0% of residents fall below the poverty threshold. Population is roughly 49,417 with a median age of 43. Around 47% of renters are cost-burdened. Owners hold 72% of homes, renters 28%. Educational attainment sits at 50% bachelor's-or-above. Home values center near $404,700, an affordability ratio of 3.6× — accessible. DLRadar's demographic-stress index for the area reads 28/100. Median household income is $107,714, above the U.S. median near $78,000. The vacancy rate is 3.6%.

Broadly, 21228 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.