ZIP 21244 Property Distress & Foreclosure Data

DLRadar grades ZIP 21244 (Baltimore County, Maryland) at a low 21/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (88/100). The latent-versus-live split is 47/100 structural and 2/100 already moving. Property-level stress concentrates in structural risk (47/100), institutional ownership (20/100), mortgage stress (8/100). mortgage stress (8/100) and construction/permit lag (7/100) stay muted.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 16% higher over three years (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 21244 scores 30/100. The vacancy rate is 4.2%. Roughly 8.3% live below the poverty line. The ZIP holds roughly 14,868 housing units. Households earn a median $84,849 — near the roughly $78,000 national figure. A median home runs $282,600 here, or 3.2 times local income. Around 36% of renters are cost-burdened. 39,545 residents call 21244 home, typically aged 35. About 36% have a four-year degree. The tenure split is 48% owner-occupied to 52% rented.

On balance, 21244 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.