ZIP 21023 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 21023 in Baltimore County, Maryland comes in at 22, a low composite-distress reading. Latent structural risk is 49/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (88/100). The most distinctive pressure shows up in structural risk (49/100), institutional ownership (20/100), construction/permit lag (15/100). construction/permit lag (15/100) and mortgage stress (8/100) stay muted.

The market reads peak — home values rose 2.2% year on year (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $881,600 (7.7× income, severely stretched). About 28% have a four-year degree. Households earn a median $81,438 — near the roughly $78,000 national figure. The vacancy rate is 0.0%. The ZIP holds roughly 30 housing units. About 83 people live here, median age 62. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 21023 scores 38/100. 81% of housing is owner-occupied.

Overall 21023 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 21023 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 21023's 22/100 can be lined up against any neighbor in Baltimore County, Maryland or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 21023 shows blanks, not estimates, wherever the record is sparse.

The 22/100 figure for 21023 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 21023 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.