ZIP 21071 Property Distress & Foreclosure Data

ZIP code 21071 in Baltimore County, Maryland carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (88/100). The latent-versus-live split is 47/100 structural and 2/100 already moving. What sets it apart are the readings on structural risk (47/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and construction/permit lag (7/100) register low.

The market reads peak — home values rose 2.8% year on year, and 14% higher over three years (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

About 355 people live here, median age 34. Around 68% of adults hold a bachelor's degree or higher. The typical home is worth about $450,500 (3.3× income, relatively affordable). The demographic-stress sub-score lands at 18/100. 100% of housing is owner-occupied. The poverty rate is 5.1% — low. The ZIP holds roughly 130 housing units. The vacancy rate is 0.0%. At $138,456, median income runs above typical U.S. levels.

Overall 21071 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.