ZIP 21155 Foreclosure, Tax-Lien & Distress Report

Baltimore County, Maryland's ZIP 21155 registers 21/100 composite distress, which DLRadar reads as low. Structural risk reads 48/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (86/100). Property-level stress concentrates in structural risk (48/100), institutional ownership (19/100), construction/permit lag (15/100). On the quiet end sit construction/permit lag (15/100) and mortgage stress (8/100).

The peak-phase market in 21155 posted values that rose 2.2% over the year, and 15% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 83% owner-occupied to 17% rented. Home values center near $479,500, an affordability ratio of 4.3×. The demographic-stress sub-score lands at 28/100. About 49% have a four-year degree. The ZIP holds roughly 1,229 housing units. Median household income is $124,219, above the U.S. median near $78,000. About 3,124 people live here, median age 37. The poverty rate is 5.6% — low. The vacancy rate is 4.6%. Rent burden reaches 35% of tenant households.

On balance, 21155 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 21155 at the moment; the composite and its components are still built from verifiable public records.

The 21155 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 21155 stays directly comparable to neighboring ZIPs and the rest of Baltimore County, Maryland. 21155 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 21155's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 21155 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.