ZIP 21155 Property Distress & Foreclosure Data

Composite property distress in 21155 (Baltimore County, Maryland) lands at 21/100 — low on DLRadar's public-record scoring. Structural risk reads 46/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (86/100). The sharpest non-environmental signals are structural risk (46/100), institutional ownership (19/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and construction/permit lag (7/100) register low.

The market reads peak — home values rose 2.8% year on year, and 15% higher over three years, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

83% of housing is owner-occupied. The typical home is worth about $479,500 (4.3× income). The demographic-stress sub-score lands at 28/100. Around 49% of adults hold a bachelor's degree or higher. There are about 1,229 housing units across 21155. At $124,219, median income runs above typical U.S. levels. About 3,124 people live here, median age 37. The poverty rate is 5.6% — low. Vacancy runs 4.6%. Rent burden reaches 35% of tenant households.

Overall 21155 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.