ZIP 21074 Foreclosure, Tax-Lien & Distress Report
Carroll County, Maryland · Distress market
Scored purely from public records, 21074 (Carroll County, Maryland) returns a low composite of 18/100. The split runs 41/100 structural to 2/100 active on the ground. Its heaviest discrete signals: structural risk (41/100), construction/permit lag (20/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (75/100), flood (NFIP) exposure (71/100)).
Prices here sit in a peak phase: values rose 2.2% over the trailing year, and 17% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.
86% of housing is owner-occupied. The typical home is worth about $378,100 (3.5× income, relatively affordable). Median household income is $101,462, above the U.S. median near $78,000. There are about 6,054 housing units across 21074. About 15,070 people live here, median age 42. The vacancy rate is 1.7%. The demographic-stress sub-score lands at 23/100. Around 36% of adults hold a bachelor's degree or higher. 2.0% of residents fall below the poverty threshold. Rent burden reaches 27% of tenant households.
Overall 21074 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 21074 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 21074 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Carroll County, Maryland and the nation. Nothing here is interpolated — where a source is thin for 21074, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 18/100 for 21074 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 21074 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 21074’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
21074 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 21074, the same set carried on every parcel.
Carroll County ZIPs near 21074
Keep exploring Maryland distress
Further distress data across Carroll County, Maryland at ZIP, county and state level.
The complete 21074 distress and acquisition report
Pull every distressed parcel in 21074 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology