ZIP 21048 Property Distress & Foreclosure Data

Carroll County, Maryland's ZIP 21048 registers 19/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (42/100), construction/permit lag (38/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). Environmental exposure also runs high (climate & FEMA risk (67/100), flood (NFIP) exposure (65/100)). On the structural side it scores 42/100, with 2/100 of stress already active.

The peak-phase market in 21048 posted values that rose 2.8% over the year, and 18% higher over three years (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

2.2% of residents fall below the poverty threshold. Population is roughly 10,002 with a median age of 45. The vacancy rate is 2.3%. Owners hold 94% of homes, renters 6%. Around 46% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 25/100. Median household income is $122,801, above the U.S. median near $78,000. Home values center near $459,000, an affordability ratio of 3.5× — accessible. Educational attainment sits at 44% bachelor's-or-above. The ZIP holds roughly 3,824 housing units.

Broadly, 21048 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.