ZIP 21757 Property Distress & Foreclosure Data

In Carroll County, Maryland, ZIP 21757 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (73/100), flood (NFIP) exposure (64/100). Its standout signals are construction/permit lag (72/100), structural risk (52/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. Structural risk reads 52/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 20% higher over three years, at 31/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $466,100 here, or 4.2 times local income. The tenure split is 82% owner-occupied to 18% rented. There are about 1,072 housing units across 21757. Rent burden reaches 4% of tenant households. Households earn a median $98,520 — above the roughly $78,000 national figure. On demographic stress specifically, 21757 scores 24/100. 2,810 residents call 21757 home, typically aged 42. Roughly 1.3% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 5.4%. About 27% have a four-year degree.

On balance, 21757 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.