ZIP 21784 Property Distress & Foreclosure Data

In Carroll County, Maryland, ZIP 21784 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 48 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (69/100), flood (NFIP) exposure (66/100). Its standout signals are construction/permit lag (57/100), structural risk (48/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 15% higher over three years, at 30/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 13,797 housing units across 21784. A median home runs $491,800 here, or 3.4 times local income. On demographic stress specifically, 21784 scores 23/100. The tenure split is 87% owner-occupied to 13% rented. Households earn a median $141,228 — above the roughly $78,000 national figure. Vacancy runs 3.3%. About 53% have a four-year degree. Rent burden reaches 29% of tenant households. 37,813 residents call 21784 home, typically aged 40. Roughly 4.1% live below the poverty line, a low share typical of higher-equity areas.

On balance, 21784 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.