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ZIP 21029 Foreclosure, Tax-Lien & Distress Report

Howard County, Maryland · High Value market

ZIP 21029's composite property-distress score is 27/100 - DLRadar classes that as low for Howard County, Maryland. Climate and flood risk are elevated too — climate & FEMA risk (78/100), flood (NFIP) exposure (68/100). The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (62/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (6/100) stay muted. The latent-versus-live split is 62/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 2.2% over the trailing year, and 9% higher over three years, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

13,783 residents call 21029 home, typically aged 43. The tenure split is 92% owner-occupied to 8% rented. Home values center near $912,100, an affordability ratio of 3.6× — accessible. Rent burden reaches 39% of tenant households. Vacancy runs 2.0%. The ZIP holds roughly 4,124 housing units. Roughly 1.2% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 21029 scores 22/100. Educational attainment sits at 82% bachelor's-or-above. Median household income is $250,001, above the U.S. median near $78,000.

Overall, 21029 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 21029 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 21029 runs through one identical public-record model, so its 27/100 sits on the same scale as every other ZIP in Howard County, Maryland and the nation. 21029 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

21029's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 21029 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

27/100
Composite stress
62/100
Structural risk
2/100
Distress activity

ZIP 21029 distress signals, scored

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk78
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 21029 by the numbers

21029 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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The full 21029 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Built from public records, scored the same way everywhere · methodology

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