ZIP 21029 Property Distress & Foreclosure Data

Composite property distress in 21029 (Howard County, Maryland) lands at 24/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (78/100), flood (NFIP) exposure (68/100). The sharpest non-environmental signals are construction/permit lag (71/100), structural risk (55/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (6/100) register low. Structural exposure scores 55 and live distress 2 on the 0–100 scale.

The market reads peak — home values rose 2.8% year on year, and 9% higher over three years, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 13,783 people live here, median age 43. 92% of housing is owner-occupied. The typical home is worth about $912,100 (3.6× income, relatively affordable). Rent burden reaches 39% of tenant households. Vacancy runs 2.0%. There are about 4,124 housing units across 21029. The poverty rate is 1.2% — low. The demographic-stress sub-score lands at 22/100. Around 82% of adults hold a bachelor's degree or higher. At $250,001, median income runs above typical U.S. levels.

Overall 21029 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.